I have used Lisa at L.J Financial for my mortgages for the past 18 years. Nothing is too much trouble and she has always given me the best advice and found the best mortgage rates. I will will continue to use Lisa for both my residential mortgages and my rental portfolio. I regularly recommend her to anyone that needs help and advise. Excellent service.
Remortgaging your home? We can help!
If you're planning to remortgage your home, our expert mortgage advisors can advise you. Call 0207 7328111 to find out more.
Request a Callback
Remortgage your home
What is a remortgage?
When you remortgage, you are switching your mortgage to another deal, and frequently, another lender. Call 0207 7328111 to find out more.
Reasons to remortgage
Why would I remortgage?
Remortgaging a home is done for a variety of reasons. This could be for a variety of reasons, including getting a better price, paying off their mortgage faster, or releasing equity from their house. Find out how we can assist you by speaking with a member of our team.
It is worth noting that a remortgage is not the best option in all cases. Even if the lender you are considering switching to is offering a lower APRC, you must take into consideration the facts that:
- The new lender may charge you for valuation and solicitors fees, even if you have already paid these for your mortgage with your current lender.
- If you switch mortgage remember to look at the overall repayment period. You may be able to pay less monthly, but check the final repayment date of the mortgage as well.
Also you may be able to switch your mortgage deal with your current lender, avoiding any unnecessary costs. Many lenders will allow you to switch your mortgage deal reasonably frequently.
Important Points
Things to Remember
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable.
You may have to pay an early repayment charge to your existing lender if you re-mortgage. You can choose how we are paid for mortgages; pay a fee or we can accept commission from the lender, or a combination of fee and commission.
Get a better deal today with LJ Financial
Call our team today on 0207 7328111 or email admin@ljfinancial.co.uk
Request A Callback
Testimonials
![Customer Reviews]()
See what our customers say
Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.
Peter
Meryem Mehmet
Lisa, helped guide and supported us throughout our whole application. She was amazing, highly recommend to everyone.
Sarah M
Lisa has advised and arranged mortgages for me for about a decade now. Lisa’s expertise and awareness of the mortgage market is extensive and I fully trust her advice. I’ve recommended Lisa to my friends whom have been equally impressed. Thoroughly recommend.
Tee T.
Lisa is a very commercially minded adviser and gets her clients what they need. Efficient and very knowledgeable and has helped me arrange a couple of mortgages. Highly recommend!
Lee
Excellent service and very knowledgable. Wouldn’t hesitate to use again and highly recommend.
Kat Sackett
I have been working with LJ Financial now for over 10 years. Lisa has never let me down; she goes above and beyond. Really pleased with the service, and I have recommended her to all friends and family. Keep up the good work!
Alexandra
Amazing service. Very thorough and put me at ease. Everything explained clearly. Highly recommended.
Find out why people trust LJ Financial for their mortgage needs
Call our team today on 0207 7328111 or email admin@ljfinancial.co.uk