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Do you need a Will? LJ Financial can help

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Need of Will

Why having a will is important?

70% of the UK population do not have a valid Will. Having a valid will allows you to select the persons who will receive what you own when you die. These are just a few reasons why it is important not to die intestate (without a will).

FAQs

FAQs for wills

Some of the common questions on wills.

  • 01. What happens if I haven't appointed a guardian?

    The Court of Protection will decide what happens to your children. This may not necessarily be who you would have chosen yourself.

  • 02. What will happen to my assets and estate if there is no Will?

    It is wrongly assumed that your nearest and dearest will automatically receive these assets. It can be a long and complicated process to distribute these and not always to those assumed. This can cause rifts in the families where one party remembers being "promised" a particular heirloom.

  • 03. My family will grieve, can they grieve peacefully?

    Without a Will, this can be a particularly stressful time for families having to locate a lifetime of paperwork and arrange for payments to be made once Probate has been granted. This process could take years. Wouldn't you much rather they could sit back and celebrate your life?

  • 04. Who will know my burial wishes?

    Funeral arranging and organ donation for a loved one can be terribly difficult and painful for your family to agree as to what your last wishes might be. Why put them through that?

  • 05. Lasting Power of Attorney.. Did you know?

    If you lose the ability to make decisions for yourself, a stranger could be appointed to make the decisions for you, even if your family knows what your wishes are. A Lasting Power of Attorney is equally as important as a Will. The Alzheimer's Society predicts by 2021 over One Million will have dementia in the UK, therefore many more families will battle with the Court of Protection. Early dementia is increasing for the age group 25 - 40. Loss of capacity leads to bank accounts and investments being frozen - Even Those In Joint Names! Your family will have to apply to The Court of Protection; this is a Long, Expensive and Stressful process!

Need more info on wills?

Call our team today on 0207 7328111 or email admin@ljfinancial.co.uk

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Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

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Call our team today on 0207 7328111 or email admin@ljfinancial.co.uk