The Court of Protection will decide what happens to your children. This may not necessarily be who you would have chosen yourself.
Do you need a Will? LJ Financial can help
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Need of Will
Why having a will is important?
70% of the UK population do not have a valid Will. Having a valid will allows you to select the persons who will receive what you own when you die. These are just a few reasons why it is important not to die intestate (without a will).
FAQs
FAQs for wills
Some of the common questions on wills.
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01. What happens if I haven't appointed a guardian?
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02. What will happen to my assets and estate if there is no Will?
It is wrongly assumed that your nearest and dearest will automatically receive these assets. It can be a long and complicated process to distribute these and not always to those assumed. This can cause rifts in the families where one party remembers being "promised" a particular heirloom.
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03. My family will grieve, can they grieve peacefully?
Without a Will, this can be a particularly stressful time for families having to locate a lifetime of paperwork and arrange for payments to be made once Probate has been granted. This process could take years. Wouldn't you much rather they could sit back and celebrate your life?
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04. Who will know my burial wishes?
Funeral arranging and organ donation for a loved one can be terribly difficult and painful for your family to agree as to what your last wishes might be. Why put them through that?
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05. Lasting Power of Attorney.. Did you know?
If you lose the ability to make decisions for yourself, a stranger could be appointed to make the decisions for you, even if your family knows what your wishes are. A Lasting Power of Attorney is equally as important as a Will. The Alzheimer's Society predicts by 2021 over One Million will have dementia in the UK, therefore many more families will battle with the Court of Protection. Early dementia is increasing for the age group 25 - 40. Loss of capacity leads to bank accounts and investments being frozen - Even Those In Joint Names! Your family will have to apply to The Court of Protection; this is a Long, Expensive and Stressful process!
Need more info on wills?
Call our team today on 0207 7328111 or email admin@ljfinancial.co.uk
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Testimonials
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Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.
Peter
I have used Lisa at L.J Financial for my mortgages for the past 18 years. Nothing is too much trouble and she has always given me the best advice and found the best mortgage rates. I will will continue to use Lisa for both my residential mortgages and my rental portfolio. I regularly recommend her to anyone that needs help and advise. Excellent service.
Meryem Mehmet
Lisa, helped guide and supported us throughout our whole application. She was amazing, highly recommend to everyone.
Sarah M
Lisa has advised and arranged mortgages for me for about a decade now. Lisa’s expertise and awareness of the mortgage market is extensive and I fully trust her advice. I’ve recommended Lisa to my friends whom have been equally impressed. Thoroughly recommend.
Tee T.
Lisa is a very commercially minded adviser and gets her clients what they need. Efficient and very knowledgeable and has helped me arrange a couple of mortgages. Highly recommend!
Lee
Excellent service and very knowledgable. Wouldn’t hesitate to use again and highly recommend.
Kat Sackett
I have been working with LJ Financial now for over 10 years. Lisa has never let me down; she goes above and beyond. Really pleased with the service, and I have recommended her to all friends and family. Keep up the good work!
Alexandra
Amazing service. Very thorough and put me at ease. Everything explained clearly. Highly recommended.
Find out why people trust LJ Financial for their wills
Call our team today on 0207 7328111 or email admin@ljfinancial.co.uk