I have used Lisa at L.J Financial for my mortgages for the past 18 years. Nothing is too much trouble and she has always given me the best advice and found the best mortgage rates. I will will continue to use Lisa for both my residential mortgages and my rental portfolio. I regularly recommend her to anyone that needs help and advise. Excellent service.
Looking for a Life Assurance plan? We can help
If you want to protect your family today, call 0207 7328111 to speak with our expert advisors and find out how LJ Financial can help you.
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Life Assurance
A Life Assurance (or Insurance, the terms are interchangeable) policy pays out a lump sum to your family when you die.
There are two types of Life Assurances:
Term Life
Term Life Assurance
A Term Life Assurance policy is taken out to run for a certain length of time. Sometimes people choose this type of policy because they want the policy to run alongside their mortgage and end when they have paid off their mortgage. The policy would pay out, up to the amount of money insured, if the named person or persons on the policy died during the time in which the policy was running.
Whole Life
Whole of Life Assurance
A Whole of Life Assurance policy costs more than a term life policy and that is because it will run until the death of the named person or persons on the policy, and will therefore be expected to pay out at some point.
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Buying a Life Assurance
With both policies, you decide on how much money you would like the policy to pay when/if you die and your monthly premiums are based on the cover being provided. You may wish to assure your family by covering the balance of the mortgage owing on your property, or you may wish to provide funds for meeting funeral costs or meeting other outgoings for a period of time, until your family are able to cope agian financially (eg. providing enough money to cover six months of household bills).
Take your first step to buy Life Assurance today
Call our team today on 0207 7328111 or email admin@ljfinancial.co.uk
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Testimonials
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See what our customers say
Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.
Peter
Meryem Mehmet
Lisa, helped guide and supported us throughout our whole application. She was amazing, highly recommend to everyone.
Sarah M
Lisa has advised and arranged mortgages for me for about a decade now. Lisa’s expertise and awareness of the mortgage market is extensive and I fully trust her advice. I’ve recommended Lisa to my friends whom have been equally impressed. Thoroughly recommend.
Tee T.
Lisa is a very commercially minded adviser and gets her clients what they need. Efficient and very knowledgeable and has helped me arrange a couple of mortgages. Highly recommend!
Lee
Excellent service and very knowledgable. Wouldn’t hesitate to use again and highly recommend.
Kat Sackett
I have been working with LJ Financial now for over 10 years. Lisa has never let me down; she goes above and beyond. Really pleased with the service, and I have recommended her to all friends and family. Keep up the good work!
Alexandra
Amazing service. Very thorough and put me at ease. Everything explained clearly. Highly recommended.
Find out why people trust LJ Financial for their insurance needs
Call our team today on 0207 7328111 or email admin@ljfinancial.co.uk