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Remortgaging your home? We can help!

If you're planning to remortgage your home, our expert mortgage advisors can advise you. Call 0207 7328111 to find out more.

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Remortgage your home

What is a remortgage?

When you remortgage, you are switching your mortgage to another deal, and frequently, another lender. Call 0207 7328111 to find out more.

Reasons to remortgage

Why would I remortgage?

Remortgaging a home is done for a variety of reasons. This could be for a variety of reasons, including getting a better price, paying off their mortgage faster, or releasing equity from their house. Find out how we can assist you by speaking with a member of our team.

It is worth noting that a remortgage is not the best option in all cases. Even if the lender you are considering switching to is offering a lower APRC, you must take into consideration the facts that:

  • The new lender may charge you for valuation and solicitors fees, even if you have already paid these for your mortgage with your current lender.
  • If you switch mortgage remember to look at the overall repayment period. You may be able to pay less monthly, but check the final repayment date of the mortgage as well.

Also you may be able to switch your mortgage deal with your current lender, avoiding any unnecessary costs. Many lenders will allow you to switch your mortgage deal reasonably frequently.

Important Points

Things to Remember

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable.

You may have to pay an early repayment charge to your existing lender if you re-mortgage. You can choose how we are paid for mortgages; pay a fee or we can accept commission from the lender, or a combination of fee and commission.

Get a better deal today with LJ Financial

Call our team today on 0207 7328111 or email admin@ljfinancial.co.uk

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Mortgages comes in all different shapes and sizes and which one to choose depends on your circumstances. We can help find the right one for you.

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Call our team today on 0207 7328111 or email admin@ljfinancial.co.uk